A dry clutch is not a problem using a loader, if you treat it well. The only clutch that was troublesome, was on the 9 series (4911-6945) because it was the first time
Zetor tried a Belleville clutch spring, instead of 12 coil springs. That, and the awkward geometry of the clutch pedal which made it sensitive to operators that "ride" the clutch.
If you use the clutch as a clutch (engage and disengage drive in a controlled manner) in the correct gear, and not as a torque converter by letting it slip in a too high gear, it will be fine.
Also, the Major has a 50 liter oil pump as standard, where the old Zetors had a 20 liter pump, only late 80s a 32 liter pump became available. So there is less temptation to curl the bucket with full engine rpm (to get some oil flow) whilst excerting pressure on the bucket by letting the clutch slip.
P.s. i assume you live in the States now: Does Zetor NA have the Major HS available already? It has a
hydraulic shuttle.
These new Majors, they are a good tractor for what you state you want it for: Loader work, haying, feeding. But pulling 10 ton tankers and tippers (with 2 to 3 ton drawbar load) we used to hire from the agricultural contractor, the 5245 could take it but when you want a tractor you pull anything with when the drawbar pin fits through the hole, i'd take a Proxima. Horses for courses.
The Majors have better front axles for loader duty than the 5245 front axle though.